How Long Does Conveyancing Take on a Cash Sale?
A realistic week-by-week timeline for a UK cash sale, and the five things that most often slow it down.
Typical cash-sale timeline
A cash sale with no mortgage, no chain and a well-prepared file completes in 7–21 days. Here is the realistic week-by-week breakdown.
Days 1–2: Offer and acceptance
- Buyer inspects, agrees written offer
- Memorandum of sale issued to both solicitors
- Buyer proves funds (bank statement, source of funds)
Days 3–5: Instruction and searches
- Seller signs terms of engagement and returns ID
- Local authority search ordered (usually 5–10 working days in England, longer in some Welsh councils)
- Draft contract and title pack sent to buyer's solicitor
Days 6–10: Enquiries
- Buyer's solicitor raises pre-contract enquiries
- Seller returns TA6 (Property Information), TA10 (Fittings & Contents) and, if leasehold, TA7
- Any indemnity insurance policies (missing FENSA, unpermitted works) are agreed
Days 11–14: Exchange
- Contract signed by both sides
- Deposit sent (often not required in cash-buyer purchases)
- Completion date fixed
Day of completion
- Purchase monies sent by CHAPS in the morning
- Keys released to buyer's solicitor once funds arrive
- Any redemption of your mortgage is done on the same day
The five most common delays
- Slow local authority search — Cornwall, Ceredigion, Powys and some London boroughs can take 3+ weeks. A personal search (regulated by the Search Code) is usually accepted and cuts this to 48 hours.
- Missing paperwork — no FENSA for windows, no gas safety certificate for a recent boiler swap, no building regs sign-off for a loft or extension.
- Leasehold management pack — freeholders and managing agents legally have 30 days and often take all of them.
- Probate not yet granted — you cannot exchange contracts before grant is issued (typically 8–16 weeks from application).
- Unknown charges on the title — old bankruptcy entry, historic second charge, restrictive covenant needing indemnity.
What sellers can do this week to shave 7 days
- Order your title from HM Land Registry (£3) and share it with your solicitor immediately
- Gather FENSA / EICR / gas / building-regs certificates in one folder
- If leasehold, request the management pack before the buyer's solicitor asks for it
- Complete TA6 and TA10 on day one instead of waiting for enquiries
- Sign your solicitor's ID checks online the day you're instructed
Our commitment
Quick Sales UK covers your legal fees, uses solicitors who commit to a 7-day target where the file allows, and does not tie you to a specific firm — you're free to use your own conveyancer.
Frequently asked questions
Can I complete in 7 days?
Yes, if the title is clean, you're not in a leasehold or probate scenario, and searches are done via a regulated personal search. Standard cases complete in 14–21 days.
Do I need a solicitor for a cash sale?
Yes. Only a regulated solicitor or licensed conveyancer can transfer legal title in England and Wales.
Who pays the legal fees?
With a reputable cash buyer, they do — up to an agreed cap. Always confirm this in writing before instructing.
