Sell a house with subsidence in Swansea — cash offer in 24 hours
Swansea sits over former coal workings, and structural movement here is often mining-related as well as ordinary settlement. Once a property has a subsidence history, an ongoing claim or a Coal Authority report showing shallow workings, high-street lenders become extremely cautious — and insurers can make the property difficult to cover at all. Quick Sales UK buys Swansea properties with subsidence for cash.
- We buy with active, historic or settled subsidence claims
- Coal mining search findings are not a barrier
- No underpinning or engineer's report required before sale
- We buy uninsurable and unmortgageable properties
- Fixed cash price, all legal fees covered
Quick Sales UK operates nationally and buys directly for cash across England and Wales. We do not have a physical office in Swansea.
Mining, movement and the CON29M
Large parts of Swansea and the Swansea Valley — Clydach, Morriston, Landore, Llansamlet, Birchgrove, Gorseinon, Pontarddulais — fall within the Coal Authority's reporting area. Conveyancers order a CON29M coal mining search on those postcodes as standard, and it can reveal past shallow workings, recorded mine entries, subsidence claims or a claim that was settled with a repair scheme.
None of those findings mean a house is unsafe. But they will often mean a mortgage valuer requires a structural engineer's report, and that a buyer's insurer either loads the premium heavily or declines new cover. That combination is what makes these properties so hard to sell conventionally.
Underpinned and previously claimed properties
A property that has already been underpinned and issued with a certificate of structural adequacy is technically fixed — but many lenders and insurers still treat it as higher risk, and buyers get nervous. We buy underpinned Swansea houses, houses with an open subsidence claim, and houses where movement has been noted but never actioned.
If you hold an engineer's report, monitoring records or claim correspondence, sending them with your enquiry lets us price accurately first time.
Cracking that turns out not to be subsidence
Plenty of Swansea houses show cracking that is thermal movement, lintel failure or old settlement rather than active subsidence. Even so, a surveyor's caveat is often enough to lose a buyer. We look at the property, not the label on the report.
What selling to us actually involves
You tell us the address and what you know about the movement — when it was noticed, whether a claim was made, whether any repairs or underpinning were carried out. We view the property once, review any reports you already hold, and put a written cash offer to you within 24 hours of the visit.
There is no obligation to accept, and the figure does not change between offer and completion unless something material was undisclosed. If you accept, we instruct solicitors immediately, cover your legal fees, and can complete in as little as 7 to 14 days — or on a longer timetable if you need to coordinate an onward move.
Underpinning versus selling as-is
Structural repairs are slow and disruptive, and even a fully repaired property can remain harder to sell because the claim history stays with it. Many Swansea sellers decide that a certain, discounted cash sale now is worth more than months of works, monitoring and an uncertain open-market sale afterwards. We will always tell you honestly where our offer sits against the likely post-repair value, so you can make that comparison properly.
Sell a house with subsidence in Swansea — FAQs
Can I sell if I have an open subsidence insurance claim?
Yes. We buy with claims open. Depending on the policy, the claim may be assignable to us — our solicitor will confirm the position with your insurer as part of the sale.
My coal mining search came back with shallow workings. Is that a problem?
Not for us. It is common across Swansea and the Valleys and is a routine feature of the CON29M in this area. It only becomes a problem when a mortgage lender is involved.
Do I need a structural engineer's report first?
No. If you already have one it helps us price accurately, but we do not require you to commission one.
Will you still buy an underpinned house?
Yes, with or without a certificate of structural adequacy.
How much below market value is a cash offer on a subsidence property?
It depends on the severity and the claim history. Our offer reflects what the property would be worth repaired, minus the repair cost, risk and holding time — and we show you that working so you can compare it against repairing and selling conventionally.
How quickly can you complete on a house with subsidence?
Typically 7 to 14 days from an accepted offer. Structural issues do not slow our process down because no mortgage lender or insurer needs to approve the property.